By law, you can stop debt collector calls by writing a letter to the collector instructing them to quit contacting you. After the collector receives your letter, he or she may not contact you again except to say that communication will cease or to notify you that the collector or creditor intends to take legal action. In addition, you can halt debtor contact if you don't believe you owe any money. To do so, you must send the collection agency a letter explaining your claim within 30 days of receiving written notice of the alleged debt. Collection activities will be suspended, but may be renewed if you're sent proof of the debt, such as copies of invoices or billing statements. In addition, just because you've sent a letter and contact has ceased doesn't mean a legitimate debt will be erased. If you owe the amount, you're still liable and could be sued by the collection agency or the original creditor.
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