In addition to a workers' compensation claim, you may also have a third-party claim, depending upon the circumstances of your injury. Two common examples of third-party claims involve automobile accidents while on the job and defective products used on the job. Although workers' compensation is your exclusive remedy against your employer, there are certain instances when you may maintain a separate action against another party, such as the driver of the other automobile or the manufacturer of the defective product. In determining whether you have any rights beyond a workers' compensation claim, you should consult with an attorney experienced in personal injury or products liability law.
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